EBRI – Employee Benefit Research Institute

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• EBRI Notes – April 2012

  

  'Characteristics of the Population With Consumer-Driven and High-Deductible Health Plans, 2005–2011,' and 'Time Trends in Poverty for Older Americans Between 2001–2009'

  Consumer-driven Health Plans: Those enrolled in “consumer-driven” health plans tend to have higher incomes, higher educational levels, and report better health behavior than do those in traditional health plans, according to a new report by EBRI that examines trends over the 2005–2011 period. Press release.

  
  

  Elderly Poverty Rates: Between 2005–2009, the rate of poverty among American seniors rose as they aged, as did the number of new entrants into poverty, according to a new report by EBRI. Poverty rates fell in the first half of the last decade for almost all age groups of older Americans (age 50 or older), though they increased since 2005 for every age group. Press release.

• EBRI Notes – March 2012

  

  ‘Modifying the Federal Tax Treatment of 401(k) Plan Contributions: Projected Impact on Participant Account Balances’ and ‘Trends in Health Coverage for Part-Time Workers’

  401(k) Tax Treatment: A recent proposal to change the tax preferences for employment-based 401(k) retirement plans could result in an average reduction in 401(k) account balances of between 6-22 percent at Social Security normal retirement age for workers currently ages 26-35, according to new research by EBRI. Reductions could be even greater for participants in small 401(k) plans. Press release.

  
  

  Health Coverage of Part-time Workers: In the wake of the economic recession, the number of part-time workers who lack health insurance is increasing, according to new research from EBRI. Press release.

• EBRI Issue Brief – April 2012

  

  Employment-Based Health Benefits: Trends in Access and Coverage, 1997-2010

  Most Americans get their health coverage through their jobs, but new research from EBRI shows that fewer workers have access to this benefit. Press release

• EBRI Issue Brief – March 2012

  

  The 2012 Retirement Confidence Survey: Job Insecurity, Debt Weigh on Retirement Confidence, Savings

  Americans’ confidence in their ability to afford a comfortable retirement is stagnant at historically low levels in the face of more immediate financial concerns about job uncertainty and debt, according to the 22nd annual Retirement Confidence Survey (RCS), the longest-running annual survey of its kind in the nation. Press release.

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