Employee Benefit Research Institute

EBRI Press Release – January 21, 2010

Data Show That Automatic Enrollment in 401(k) Plans Has Led to Higher Match Rates from Large Plan Sponsors

New research from the nonpartisan Employee Benefit Research Institute (EBRI) finds that employers adopting automatic enrollment in their 401(k) plans have also generally increased the “employer match” to participant’s accounts—in some cases, by a significant amount.
EBRI Issue Brief – January 2010

Implications of Health Reform for Retiree Health Benefits

Health insurance reform legislation pending in Congress would have a mixed impact on retiree health benefits, according to a study published today by EBRI. In the short term, some provisions of the legislation would help bolster early retiree coverage, while in the longer term other provisions could create significant incentives for employers to drop retiree coverage. Press release

EBRI Notes – January 2010

'Employee Tenure, 2008,' and 'Retiree Health Benefit Trends Among the Medicare-Eligible Population'

The romantic Ozzie and Harriet-era notion of a worker spending a lifetime with a single employer and then retiring with the proverbial gold watch is just that—a romantic notion. Career jobs never existed for most workers, and still do not, according to a study released today by EBRI. Press release
EBRI Notes – December 2009

'Investment Behavior of Target-Date Fund Users Having Other Funds in 401(k) Plan Accounts,' and 'What Do We Know About Enrollment in Consumer-Driven Health Plans?'

Some investors in target-date funds, a rapidly growing option in 401(k) retirement plans, apparently do not understand the purpose of the funds and could end up with a potentially inferior portfolio in terms of risk/return tradeoff, according to a new study by EBRI. Press release

EBRI – Employee Benefit Research Institute