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A fresh perspective on EBRI research, as well as the trends and factors shaping employee benefits.
EBRI Issue Brief – November 2015
On average, households spend less once they retire—but not all households, and not in the same ways. New research from EBRI finds that while average spending in retirement falls in the first two years in retirement, nearly half of retired households actually spent more than they did just before retirement. That declines over time. Press release.
EBRI Notes – October 2015
“Amount of Savings Needed for Health Expenses for People Eligible for Medicare: Unlike the Last Few Years, the News Is Not Good,” and “How Does the Probability of a “Successful” Retirement Differ Between Participants in Final-Average Defined Benefit Plans and Voluntary Enrollment 401(k) Plans?”
Retiree health savings: Projected savings targets needed to cover health care in retirement are going up again after several years of decline, according to new research by EBRI. This follows more recent declines during 2012-2014. Press release.
DB-DC: Does a traditional “defined benefit” pension provide greater retirement security than a “defined contribution” 401(k)-type plan? The complicated answer to that simple question depends on your salary level and the level of pre-retirement income to be replaced, according to a new analysis by EBRI. Press release.
EBRI Notes – November 2015
'Views on the Value of Voluntary Workplace Benefits: Findings from the 2015 Health and Voluntary Workplace Benefits Survey,' and 'Evidence on Defined Contribution Health and Retirement Benefits: The Road Ahead'
Benefits Survey: More than three-quarters of American workers say their workplace benefits package is important to their decision to take or reject a job, according to new research by EBRI and Greenwald & Associates. Press release.
DC Benefits: Private-sector retirement benefits have long been dominated by “defined contribution” plans funded primarily by workers’ own contributions. Private-sector health benefits are still funded primarily by employers, but that may be starting to change with the advent of “defined contribution” health plans. This has major implications for the American work force, the U.S. health care system, and even economic security in the nation, which were explored at EBRI’s 76th policy forum held in Washington this spring. Press release.
EBRI Issue Brief – October 2015
Sources of Health Insurance Coverage: A Look at Changes Between 2013 and 2014 from the March 2014 and 2015 Current Population Survey
More working-age Americans had health insurance in last year due to an increase in individuals buying health coverage individually and the growth of publicly financed care such as Medicaid, according to a new report by EBRI. The rate of coverage through employment-based health plans was essentially flat. Press release.
- 401(k) Valuations Published: November 2, 2015 401(k) Balances and Changes Due to Market Volatility
- Data Book Last Updated: July 2014 A comprehensive collection of the most up-to-date benefit information available