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Health Care Research
Consumer Engagement Among HSA and HRA Enrollees
Impact of 401(k) "Leakage"
EBRI Testimony for ERISA Advisory Council
Long-Term Care Costs and Retirement Readiness
Who’s Most Likely to Come up Short in Retirement, and When?
UPDATED: EBRI estimates of the changes in 401(k) account balances for June 2014, by age and tenure.
EBRI Media Coverage
A roundup of recent media coverage of EBRI research.
- Health Care Research
- Impact of 401(k) "Leakage"
- FAST FACT
- Retirement Research
- 401(k) Data
- EBRI Media Coverage
EBRI Notes – June 2014
“’Short’ Falls: Who’s Most Likely to Come up Short in Retirement, and When?” and “Consumer Engagement Among HSA and HRA Enrollees: Findings from the 2013 EBRI/Greenwald & Associates Consumer Engagement in Health Care Survey”
“Short” Falls: Will Baby Boomers and Gen Xers have enough money to live on when they retire, and if not, when will they run short? New modeling by EBRI finds that those in the lowest-income brackets are most likely to run short, many in the first year of retirement. But some in all income brackets—including the highest—may also run short at some point during their retirement. Press release.
HSA/HRA Consumer Engagement: Which type of health plan is more likely to get workers involved in their own health care: Health savings accounts or health reimbursement arrangements? The two account-based types of health insurance are similar, but a new report from EBRI finds that people with HSAs are more likely to engage in cost-conscious behavior related to use of health care services than are those in HRA. Press release.
EBRI Press Release – May 14, 2014
EBRI Issue Brief – June 2014
HSA Balances, Contributions, Distributions, and Other Vital Statistics—A First Look at Data from the EBRI HSA Database on the 10th Anniversary of the HSA
On the 10th anniversary of their creation, a unique new database from the nonpartisan Employee Benefit Research Institute (EBRI) offers insights into how Americans are using increasingly common health savings accounts (HSAs). Press release.
EBRI Notes – May 2014
“Trends in Health Coverage for Part-Time Workers, 1999–2012,” and “Take it or Leave it? The Disposition of DC Accounts: Who Rolls Over into an IRA? Who Leaves Money in the Plan and Who Withdraws Cash?”
Part-time Workers: Are concerns about the requirements of the new federal health insurance law causing more employers to shift to part-time workers? A new report by EBRI finds there is no definitive answer to that question yet—but notes that a shift to part-time employment was underway before the law was passed and that future trends are likely to depend more on factors such as the economy and unemployment rates. Press release.
DC Accounts: When workers leave or change jobs, what do they do with their old 401(k)? New research from EBRI finds that it largely depends on whether they retire or stay in the work force: Those who retire tend to take the money, while those who keep working most often leave it in their previous employer’s retirement plan. Press release.
EBRI Research and Education Centers
- 401(k) Valuations Published: June 30, 2014 401(k) Balances and Changes Due to Market Volatility
- Data Book Last Updated: June 2014 A comprehensive collection of the most up-to-date benefit information available