February 1998

Sources of Health Insurance and Characteristics of the Uninsured Mid-Atlantic States, 1996

New York

  • The percentage of New York's nonelderly population (under age 65) without health insurance coverage, 19.1 percent, was higher than the national rate, 17.7 percent. New York's nonelderly population also had a lower rate of private coverage, 65.5 percent, than the national rate, 70.9 percent.
  • Children living in New York -- infants through age 17 -- had a lower rate of employment-based health insurance coverage, 55.2 percent, than the national rate, 58.9 percent. The uninsured rate for children in New York, 15.1 percent, was also higher than the national rate, 14.8 percent.
  • Children living in families with incomes at 150 percent to 199 percent of the federal poverty level were the most likely to be uninsured, 26.6 percent. Children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, 5.3 percent.
  • New York workers had a slightly lower rate of employment-based health insurance coverage, 72.0 percent, than the national rate, 72.3 percent. Also, 55.7 percent of New York workers had employment-based health insurance coverage in their own name, compared with 55.2 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage. Among New York workers in firms with 1,000 or more workers, 71.2 percent had coverage in their own name, compared with 26.5 percent of workers in firms with fewer than 10 employees.
  • Among New York workers, the most likely to have employment-based health insurance in their own name were those in government, 75.2 percent, and transportation, communications and utilities, 72.5 percent. Government workers had the lowest uninsured rate in the state, 7.2 percent, followed by finance, insurance, and real estate workers, 12.7 percent. Workers in personal services and construction had the highest uninsured rates in the state, 41.2 percent and 35.3 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 78.3 percent, than part-time workers, 65.3 percent. They had a lower uninsured rate, 17.0 percent, than part-time workers, 23.1 percent. Among nonworkers, 37.1 percent had employment-based coverage, and 24.3 percent were uninsured.

New Jersey

  • The percentage of New Jersey's nonelderly population without health insurance coverage, 19.1 percent, was higher than the national rate, 17.7 percent. New Jersey's nonelderly population also had a higher rate of private coverage, 73.7 percent, than the national rate, 70.9 percent.
  • Children living in New Jersey -- infants through age 17 -- had a higher rate of employment-based health insurance coverage, 63.5 percent, than the national rate, 58.9 percent. The uninsured rate for children in New Jersey, 18.6 percent, was also higher than the national rate, 14.8 percent.
  • Children in families with incomes at 150 percent to 199 percent of the federal poverty level were most likely to be uninsured, 34.5 percent. Children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, less than 6.3 percent.
  • New Jersey workers had a slightly higher rate of employment-based health insurance coverage, 75.9 percent, than the national rate, 72.3 percent. Also, 58.7 percent of New Jersey workers had employment-based health insurance coverage in their own name, compared with 55.2 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage. Among New Jersey workers in firms with 1,000 or more workers, 73.1 percent had coverage in their own name, compared with 27.2 percent of workers in firms with fewer than 10 employees.
  • Among New Jersey workers, the most likely to have employment-based health insurance in their own name were those in manufacturing, 78.9 percent, and in government, 78.3 percent. Workers in finance, insurance, and real estate had the lowest uninsured rate in the state, 6.9 percent, followed by those in government, 7.7 percent. Workers in agriculture and in entertainment and recreational services had the highest uninsured rates in the state at 41.6 percent and 34.3 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 81.9 percent, than part-time workers, 59.8 percent. They had a lower uninsured rate, 13.6 percent, than part-time workers, 24.3 percent. Among nonworkers, 46.2 percent had employment-based coverage, and 29.3 percent were uninsured.

Pennsylvania

  • The percentage of Pennsylvania's nonelderly population (under age 65) without health insurance coverage, 11.1 percent, was lower than the national rate, 17.7 percent. Pennsylvania's nonelderly population also had a higher rate of private coverage, 79.7 percent, than the national rate, 70.9 percent.
  • Children living in Pennsylvania -- infants through age 17 -- had a higher rate of employment-based health insurance coverage, 70.0 percent, than the national rate, 58.9 percent. The uninsured rate for children in Pennsylvania, 7.3 percent, was below the national rate, 14.8 percent.
  • Children living in families with incomes just above the federal poverty level -- 100 percent to 149 percent of poverty -- were the most likely to be uninsured, 16.8 percent. Children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, 2.3 percent.
  • Pennsylvania workers had a higher rate of employment-based health insurance coverage, 80.0 percent, than the national rate, 72.3 percent. Also, 60.1 percent of Pennsylvania workers had employment-based health insurance coverage in their own name, compared with 55.2 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage. Among Pennsylvania workers in firms with 1,000 or more workers, 71.9 percent had coverage in their own name, compared with 30.4 percent of workers in firms with fewer than 10 employees.
  • Among Pennsylvania workers, the most likely to have employment-based health insurance in their own name were those in manufacturing, 82.5 percent, and transportation, communications, and utilities, 81.9 percent. Finance, insurance, and real estate workers had the lowest uninsured rate in the state, 4.4 percent, followed by workers in manufacturing at 5.4 percent. Workers in agriculture and personal services had the highest uninsured rates in the state at 54.3 percent and 25.3 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 87.1 percent, than part-time workers, 64.3 percent. They had a lower uninsured rate, 7.5 percent, than part-time workers, 17.4 percent. Among nonworkers, 43.4 percent had employment-based coverage, and 18.7 were uninsured.

For more information, contact Ken McDonnell, (202) 775-6342, e-mail: mcdonnell@ebri.org, or visit EBRI online at http://www.ebri.org.

Source: Employee Benefit Research Institute tabulations of data from the March 1997 Current Population Survey.
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