July 2000

 

Sources of Health Insurance and Characteristics of the Uninsured

West South Central States, 1998

Arkansas

  • The percentage of Arkansas' nonelderly population (under age 65) without health insurance coverage in 1998 was 21.8 percent. This was higher than the national rate of 18.4 percent. Arkansas' nonelderly population also had a lower rate of employment-based coverage, 61.4 percent, than the national rate of 64.9 percent.
  • Children living in Arkansas--infants through age 17--had a lower rate of employment-based health insurance coverage, 58.5 percent, than the national rate, 60.2 percent. The uninsured rate for children in Arkansas, 19.0 percent, was above the national rate, 15.4 percent.
  • Children living in families with incomes below the federal poverty level were the most likely to be uninsured, 35.9 percent, and children in families with incomes at 400 percent or more of the federal poverty level were the least likely to be uninsured, 5.2 percent.
  • Arkansas workers had a lower rate of employment-based health insurance coverage, 70.3 percent, than the nation, 72.8 percent. Also, 52.7 percent of Arkansas workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.5 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage: 62.8 percent of Arkansas workers in firms with 1,000 or more workers had coverage in their own name, compared with 15.6 percent of workers in firms with fewer than 10 employees.
  • Among Arkansas workers, the most likely to have employment-based health insurance in their own name were those in transportation, communications, and utilities, 79.9 percent, and in manufacturing, 74.8 percent. Workers in government had the lowest uninsured rate in the state, 8.2 percent, followed by manufacturing workers at 10.0 percent. Workers in agriculture/mining and those who were self-employed had the highest uninsured rates in the state, 43.2 percent and 42.9 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 76.9 percent, than part-time workers, 52.0 percent. They had a lower uninsured rate, 18.6 percent, than part-time workers, 35.6 percent. Among nonworkers, 30.9 percent had employment-based coverage, and 27.5 percent were uninsured.

Louisiana

  • The percentage of Louisiana's nonelderly population (under age 65) without health insurance coverage in 1998 was 21.5 percent. This was higher than the national rate of 18.4 percent. Louisiana's nonelderly population also had a lower rate of employment-based coverage, 60.9 percent, than the national rate of 64.9 percent.
  • Children living in Louisiana--infants through age 17--had a lower rate of employment-based health insurance coverage, 55.2 percent, than the national rate, 60.2 percent. The uninsured rate for children in Louisiana, 18.4 percent, was also above the national rate of 15.4 percent.
  • Children living in families with incomes below the federal poverty level were the most likely to be uninsured, 24.9 percent, and children in families with incomes at 400 percent or more of the federal poverty level were the least likely to be uninsured, less than 7.2 percent.
  • Louisiana workers had a lower rate of employment-based health insurance coverage, 71.6 percent, than the national rate, 72.8 percent. Also, 55.2 percent of Louisiana workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.5 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage: 60.2 percent of Louisiana workers in firms with 1,000 or more workers had coverage in their own name, compared with 37.9 percent of workers in firms with fewer than 10 employees.
  • Among Louisiana workers, the most likely to have employment-based health insurance in their own name were those in transportation, communications, and utilities, 74.3 percent, and in government, 73.9 percent. Workers in finance, insurance, and real estate had the lowest uninsured rate in the state, 4.6 percent, followed by government workers at 8.7 percent. Workers who were self-employed and those in construction had the highest uninsured rates in the state at 42.1 percent and 41.8 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 76.3 percent, than part-time workers, 66.9 percent. They had a lower uninsured rate, 19.0 percent, than part-time workers, 23.7 percent. Among nonworkers, 39.9 percent had employment-based coverage, and 26.0 percent were uninsured.

Oklahoma

  • The percentage of Oklahoma's nonelderly population (under age 65) without health insurance coverage in 1998 was 21.4 percent. This was higher than the national rate, 18.4 percent. Oklahoma's nonelderly population also had a lower rate of employment-based coverage, 62.0 percent, than the national rate, 64.9 percent.
  • Children living in Oklahoma--infants through age 17--had a lower rate of employment-based health insurance coverage, 54.4 percent, than the national rate of 60.2 percent. The uninsured rate for children in Oklahoma, 22.5 percent, was above the national rate, 15.4 percent.
  • Children living in families with incomes below the federal poverty level were the most likely to be uninsured, 36.0 percent, and children in families with incomes at 400 percent or more of the federal poverty level were the least likely to be uninsured, 15.7 percent.
  • Oklahoma workers had a slightly lower rate of employment-based health insurance coverage, 72.5 percent, than the nation, 72.8 percent. Also, 54.5 percent of Oklahoma workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.5 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage. Among Oklahoma workers in firms with 1,000 or more workers, 66.6 percent had coverage in their own name, compared with 18.6 percent of workers in firms with fewer than 10 employees.
  • Among Oklahoma workers, the most likely to have employment-based health insurance in their own name were those in finance, insurance, and real estate, 76.2 percent, and in manufacturing, 75.9 percent. Manufacturing workers had the lowest uninsured rate in the state, 8.0 percent, followed by workers in government at 10.4 percent. The highest uninsured rates in the state were among workers in construction, 56.5 percent, and those who were self-employed, 29.6 percent.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 79.9 percent, than part-time workers, 58.5 percent. They had a lower uninsured rate, 15.4 percent, than part-time workers, 20.2 percent. Among nonworkers, 37.9 percent had employment-based coverage, and 28.0 were uninsured.

Texas

  • The percentage of Texas' nonelderly population (under age 65) without health insurance coverage in 1998 was 27.0 percent. This was higher than the national rate, 18.4 percent. Texas had the second-highest uninsured rate in the country; Arizona had a higher rate. Texas' nonelderly population also had a lower rate of employment-based coverage, 57.9 percent, than the national rate, 64.9 percent.
  • Children living in Texas--infants through age 17--had a lower rate of employment-based health insurance coverage, 51.2 percent, than the national rate, 60.2 percent. Texas had the third-lowest rate of employment-based coverage for children; California and the District of Columbia had lower rates. The uninsured rate for children in Texas, 25.4 percent, was above the national rate, 15.4 percent. Texas had the second-highest uninsured rate for children in the country; Arizona had a higher rate.
  • Children living in families with incomes just above the federal poverty level--100 percent to 149 percent of poverty--were the most likely to be uninsured, 40.4 percent, and children in families with incomes of 400 percent or more of the federal poverty level were least likely to be uninsured, 6.2 percent.
  • Texas workers had a lower rate of employment-based health insurance coverage, 66.6 percent, than the nation, 72.8 percent. Also, 53.2 percent of Texas workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.5 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage. Among Texas workers in firms with 1,000 or more workers, 61.7 percent had coverage in their own name, compared with 23.4 percent of those in firms with fewer than 10 employees.
  • Among Texas workers, the most likely to have employment-based health insurance coverage in their own name were those in government, 74.9 percent, and in manufacturing, 68.6 percent. Government workers had the lowest uninsured rate in the state, 9.3 percent, followed by workers in finance, insurance, and real estate, 17.9 percent. Workers in construction and in agriculture/mining had the highest uninsured rates in the state at 52.5 percent and 38.6 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 72.7 percent, than part-time workers, 52.5 percent. They had a lower uninsured rate, 21.8 percent, than part-time workers, 29.4 percent. Among nonworkers, 37.5 percent had employment-based coverage, and 37.8 percent were uninsured.

For more information, contact Ken McDonnell, (202) 775-6342, e-mail: mcdonnell@ebri.org, or visit EBRI online at www.ebri.org

Source: Employee Benefit Research Institute tabulations of data from the March 1999 Current Population Survey.

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