August 1998

Sources of Health Insurance and Characteristics of the Uninsured: Mountain States, 1996

Montana

  • The percentage of Montana's nonelderly population (under age 65) without health insurance coverage, 15.4 percent, was lower than the national rate of 17.7 percent. Montana's nonelderly population had a lower rate of private coverage, 68.3 percent, than the national rate of 70.9 percent.
  • Children living in Montana -- infants through age 17 -- had a lower rate of employment-based health insurance coverage, 53.5 percent, than the national rate, 58.9 percent. The uninsured rate for children in Montana, 11.1 percent, was below the national rate, 14.8 percent.
  • Children living in families with incomes below the federal poverty level were the most likely to be uninsured, 19.4 percent. Children in families with income at 400 percent or more of the federal poverty level were least likely to be uninsured, 4.0 percent.
  • Montana workers had a slightly lower rate of employment-based health insurance coverage, 66.4 percent, than the nation, 72.3 percent. Also, 49.4 percent of Montana workers had employment-based health insurance coverage in their own name, compared with 55.2 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage. Among Montana workers in firms with 1,000 or more workers, 66.1 percent had coverage in their own name, compared with 23.7 percent of workers in firms with fewer than 10 employees.
  • Among Montana workers, the most likely to have employment-based health insurance in their own name were those in transportation, communications, and utilities, 78.2 percent, and government, 70.0 percent. Government workers had the lowest uninsured rate in the state, 4.9 percent, followed by workers in finance, insurance, and real estate, 5.2 percent. Workers in entertainment and recreational services and wholesale trade had the highest uninsured rates in the state, 29.9 percent and 26.5 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 74.4 percent, than part-time workers, 61.4 percent. They had a lower uninsured rate, 12.4 percent, than part-time workers, 18.8 percent. Among nonworkers, 32.2 percent had employment-based coverage, and 20.1 percent were uninsured.

Idaho

  • The percentage of Idaho's nonelderly population without health insurance coverage, 18.6 percent, was higher than the national rate of 17.7 percent. Idaho's nonelderly population had a higher rate of private coverage, 71.8 percent, than the national rate of 70.9 percent.
  • Children living in Idaho -- infants through age 17 -- had a higher rate of employment-based health insurance coverage, 59.6 percent, than the national rate, 58.9 percent. The uninsured rate for children in Idaho, 13.2 percent, was also below the national rate of 14.8 percent.
  • Children living in families with incomes below the federal poverty level were the most likely to be uninsured, 29.3 percent. Children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, 6.3 percent.
  • Idaho workers had a lower rate of employment-based health insurance coverage, 65.3 percent, than the national rate of 72.3 percent. Also, 48.0 percent of Idaho workers had employment-based health insurance coverage in their own name, compared with 55.2 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage. Among Idaho workers in firms with 1,000 or more workers, 68.9 percent had coverage in their own name, compared with 15.7 percent of workers in firms with fewer than 10 employees.
  • Among Idaho workers, the most likely to have employment-based health insurance in their own name were those in government, 69.6 percent, and in transportation, communications, and utilities, 68.7 percent. Workers in government had the lowest uninsured rate in the state, 7.1 percent, followed by those in transportation, communications, and utilities, 8.2 percent. Workers in retail trade and business and repair services had the highest uninsured rates in the state at 32.8 percent and 32.3 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 71.9 percent, than part-time workers, 63.5 percent. They had a lower uninsured rate, 17.4 percent, than part-time workers, 21.7 percent. Among nonworkers, 40.8 percent had employment-based coverage, and 21.3 percent were uninsured.

Wyoming

  • The percentage of Wyoming's nonelderly population without health insurance coverage, 15.2 percent, was lower than the national rate, 17.7 percent. Wyoming's nonelderly population had a higher rate of private coverage, 72.8 percent, than the national rate, 70.9 percent.
  • Children living in Wyoming -- infants through age 17 -- had a slightly higher rate of employment-based health insurance coverage, 63.2 percent, than the national rate of 58.9 percent. The uninsured rate for children in Wyoming, 10.5 percent, was below the national rate, 14.8 percent.
  • Children living in families with incomes at 150 percent to 199 percent of the federal poverty level were the most likely to be uninsured, 24.9 percent. Children in families with incomes at 200-399 percent of the federal poverty level were least likely to be uninsured, 2.0 percent.
  • Wyoming workers had a lower rate of employment-based health insurance coverage, 69.6 percent, than the nation, 72.3 percent. Also, 48.8 percent of Wyoming workers had employment-based health insurance coverage in their own name, compared with 55.2 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage. Among Wyoming workers in firms with 1,000 or more workers, 68.3 percent had coverage in their own name, compared with 24.2 percent of workers in firms with fewer than 10 employees.
  • Among Wyoming workers, the most likely to have employment-based health insurance in their own name were those in transportation, communications, and utilities, 86.3 percent, and wholesale trade, 79.7 percent. Transportation, communications, and utilities workers had the lowest uninsured rate in the state, 4.5 percent, followed by workers in the wholesale trade at 6.4 percent. The highest uninsured rates in the state were among workers in personal services, 52.8 percent, and agriculture, 34.2 percent.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 78.4 percent, than part-time workers, 58.3 percent. They had a lower uninsured rate, 13.9 percent, than part-time workers, 20.3 percent. Among nonworkers, 46.7 percent had employment-based coverage, and 18.9 were uninsured.

Colorado

  • The percentage of Colorado's nonelderly population without health insurance coverage, 17.9 percent, was higher than the national rate, 17.7 percent. Colorado's nonelderly population also had a higher rate of private coverage, 74.8 percent, than the national rate, 70.9 percent.
  • Children living in Colorado -- infants through age 17 -- had a higher rate of employment-based health insurance coverage, 61.0 percent, than the national rate, 58.9 percent. The uninsured rate for children in Colorado, 18.4 percent, was above the national rate, 14.8 percent.
  • Children living in families with incomes at 150-199 percent the federal poverty level were the most likely to be uninsured, 43.3 percent. Children in families with incomes of 400 percent or more of the federal poverty level were least likely to be uninsured, 6.3 percent.
  • Colorado workers had a lower rate of employment-based health insurance coverage, 69.2 percent, than the nation, 72.3 percent. Also, 52.1 percent of Colorado workers had employment-based health insurance coverage in their own name, compared with 55.2 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage. Among Colorado workers in firms with 1,000 or more workers, 64.5 percent had coverage in their own name, compared with 25.2 percent of those in firms with fewer than 10 employees.
  • Among Colorado workers, the most likely to have employment-based health insurance coverage in their own name were those in manufacturing, 75.8 percent, and in transportation, communications, and utilities, 72.9 percent. Government workers had the lowest uninsured rate in the state, 4.5 percent, followed by workers in manufacturing, 6.8 percent. Workers in agriculture and construction had the highest uninsured rates in the state at 56.5 percent and 30.6 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 76.8 percent, than part-time workers, 60.2 percent. They had a lower uninsured rate, 13.1 percent, than part-time workers, 19.0 percent. Among nonworkers, 40.9 percent had employment-based coverage, and 23.2 percent were uninsured.

New Mexico

  • The percentage of New Mexico's nonelderly population without health insurance coverage, 24.7 percent, was higher than the national rate, 17.7 percent. New Mexico's nonelderly population also had a lower rate of private coverage, 55.5 percent, than the national rate, 70.9 percent. New Mexico had the lowest rate of private health insurance coverage.
  • Children living in New Mexico -- infants through age 17 -- had a lower rate of employment-based health insurance coverage, 46.8 percent, than the national rate, 58.9 percent. The uninsured rate for children in New Mexico, 17.9 percent, was above the national rate, 14.8 percent.
  • Children living in families with incomes below the federal poverty level were the most likely to be uninsured, 27.9 percent. Children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, 5.0 percent.
  • New Mexico workers had a lower rate of employment-based health insurance coverage, 58.3 percent, than the nation, 72.3 percent. Also, 42.8 percent of New Mexico workers had employment-based health insurance coverage in their own name, compared with 55.2 percent for the nation. New Mexico workers had the lowest rate of employment-based health insurance coverage in their own name.
  • Larger firms were more likely than smaller firms to provide coverage. Among New Mexico's workers in firms with 1,000 or more workers, 61.3 percent had coverage in their own name, compared with 15.1 percent of workers in firms with fewer than 10 employees.
  • Among New Mexico workers, the most likely to have employment-based health insurance coverage in their own name were those in government, 67.9 percent, and in transportation, communications, and utilities, 63.5 percent. Workers in government had the lowest uninsured rate in the state, 6.1 percent, followed by those in mining, 15.7 percent. Workers in construction and agriculture had the highest uninsured rates in the state, at 55.3 percent and 48.4 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 69.7 percent, than part-time workers, 39.1 percent. They had a lower uninsured rate, 20.4 percent, than part-time workers, 40.4 percent. Among nonworkers, 30.9 percent had employment-based coverage, and 31.1 percent were uninsured.

Arizona

  • The percentage of Arizona's nonelderly population without health insurance coverage, 27.7 percent, was higher than the national rate, 17.7 percent. Arizona had the highest uninsured rate. Arizona's nonelderly population had a lower rate of private coverage, 58.6 percent, than the national rate, 70.9 percent. Arizona had the second lowest rate of private health insurance coverage, after New Mexico.
  • Children living in Arizona -- infants through age 17 -- had a lower rate of employment-based health insurance coverage, 46.4 percent, than the national rate, 58.9 percent. Arizona had the second lowest rate of employment-based health insurance coverage for children, after the District of Columbia. The uninsured rate for children in Arizona, 25.0 percent, was above the national rate, 14.8 percent. Arizona had the highest uninsured rate for children of any state.
  • Children living in families with incomes just above the federal poverty level-100 percent to 149 percent of poverty -- were the most likely to be uninsured, 47.3 percent. Children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, 5.6 percent.
  • Arizona workers had a lower rate of employment-based health insurance coverage, 59.4 percent, than the nation, 72.3 percent. Also, 44.7 percent Arizona workers had employment-based health insurance coverage in their own name, compared with 55.2 percent for the nation. Arizona workers had the second lowest rate of employment-based health insurance coverage in their own name, after New Mexico workers.
  • Larger firms were more likely than smaller firms to provide coverage. Among Arizona workers in firms with 1,000 or more workers, 60.1 percent had coverage in their own name, compared with 17.7 percent of workers in firms with fewer than 10 employees.
  • Arizona workers most likely to have employment-based health insurance coverage in their own name were those in government, 68.0 percent, and wholesale trade, 66.0 percent. Workers in government had the lowest uninsured rate in the state, 14.2 percent, followed by workers in professional services at 15.2 percent. Workers in agriculture and personal services had the highest uninsured rates in the state, at 57.9 percent and 42.8 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 67.4 percent, than part-time workers, 46.2 percent. They had a lower uninsured rate, 25.8 percent, than part-time workers, 30.5 percent. Among nonworkers, 42.3 percent had employment-based coverage, and 30.7 percent were uninsured.

Utah

  • The percentage of Utah's nonelderly population without health insurance coverage, 13.3 percent, was lower than the national rate, 17.7 percent. Utah's nonelderly population had a higher rate of private coverage, 82.7 percent, than the national rate, 70.9 percent. Utah had the third highest rate of private health insurance coverage. Indiana and Nevada had higher rates.
  • Children living in Utah -- infants through age 17 -- had a higher rate of employment-based health insurance coverage, 74.6 percent, than the national rate, 58.9 percent. Utah had the second highest rate of employment-based health insurance coverage for children, after Indiana. The uninsured rate for children in Utah, 11.1 percent, was below the national rate, 14.8 percent.
  • Children living in families with incomes below the federal poverty level were the most likely to be uninsured, 26.3 percent. Children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, less than 1.0 percent.
  • Utah workers had a higher rate of employment-based health insurance coverage, 75.9 percent, than the nation, 72.3 percent. Also, 51.8 percent of Utah workers had employment-based health insurance coverage in their own name, compared with 55.2 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage. Among Utah workers in firms with 1,000 or more workers, 62.8 percent had coverage in their own name, compared with 21.3 percent of workers in firms with fewer than 10 employees.
  • Utah workers most likely to have employment-based health insurance coverage in their own name were those in government, 70.0 percent, and manufacturing, 69.7 percent. Workers in government had the lowest uninsured in the state, 3.5 percent, followed by workers in professional servic