September 1999

 

Sources of Health Insurance and Characteristics of the Uninsured

Pacific States, 1997

Washington

  • The percentage of Washington's nonelderly population (under age 65) without health insurance coverage in 1997, 12.4 percent, was lower than the national rate, 18.3 percent. Washington's nonelderly population also had a higher rate of private coverage, 75.9 percent, than the national rate of 70.9 percent.
  • Children living in Washington -- infants through age 17 -- had a lower rate of employment-based health insurance coverage, 57.4 percent, than the national rate, 59.7 percent. The uninsured rate for children in Washington, 7.5 percent, was below the national rate, 15.0 percent.
  • Children living in families with incomes at 150 percent to 199 percent of the federal poverty level were the most likely to be uninsured, 21.6 percent, and children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, 1.8 percent.
  • Washington workers had a higher rate of employment-based health insurance coverage, 74.5 percent, than the national rate, 72.2 percent. Also, 59.0 percent of Washington workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.0 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage: 74.0 percent of Washington workers in firms with 1,000 or more workers had coverage in their own name, compared with 30.8 percent of workers in firms with fewer than 10 employees.
  • Among Washington workers, the most likely to have employment-based health insurance in their own name were those in government, 80.7 percent, and in manufacturing, 76.4 percent. Government workers had the lowest uninsured rate in the state, 1.6 percent, followed by finance, insurance, and real estate workers at 6.5 percent. Workers in agriculture/mining and self-employed workers had the highest uninsured rates in the state, 37.0 percent and 17.6 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 81.1 percent, than part-time workers, 51.3 percent. They had a lower uninsured rate, 10.4 percent, than part-time workers, 20.6 percent. Among nonworkers, 47.3 percent had employment-based coverage, and 15.8 percent were uninsured.

Oregon

  • The percentage of Oregon's nonelderly population (under age 65) without health insurance coverage in 1997, 14.8 percent, was lower than the national rate, 18.3 percent. Oregon's nonelderly population also had a higher rate of private coverage, 76.3 percent, than the national rate of 70.9 percent.
  • Children living in Oregon -- infants through age 17 -- had a higher rate of employment-based health insurance coverage, 65.7 percent, than the national rate, 59.7 percent. The uninsured rate for children in Oregon, 11.5 percent, was lower than the national rate, 15.0 percent.
  • Children living in families with incomes below the federal poverty level were most likely to be uninsured,
    30.4 percent, and children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, 3.3 percent.
  • Oregon workers had a higher rate of employment-based health insurance coverage, 73.3 percent, than the national rate, 72.2 percent. Also, 57.9 percent of Oregon workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.0 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage: 70.9 percent of Oregon workers in firms with 1,000 or more workers had coverage in their own name, compared with 24.4 percent of workers in firms with fewer than 10 employees.
  • Among Oregon workers, the most likely to have employment-based health insurance in their own name were those in transportation, communications, and utilities, 83.2 percent, and in manufacturing, 78.5 percent. Workers in transportation, communications, and utilities had the lowest uninsured rate in the state, 1.6 percent, followed by those in government, 4.0 percent. Workers in agriculture/mining and in construction had the highest uninsured rates in the state, 49.2 percent and 40.7 percent, respectively.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 84.2 percent, than part-time workers, 66.7 percent. They had a lower uninsured rate, 9.6 percent, than part-time workers, 13.1 percent. Among nonworkers, 43.7 percent had employment-based coverage, and 22.1 percent were uninsured.

California

  • The percentage of California's nonelderly population (under age 65) without health insurance coverage in 1997, 23.8 percent, was higher than the national rate, 18.3 percent. California's nonelderly population had a lower rate of private coverage, 63.0 percent, than the national rate, 70.9 percent.
  • Children living in California -- infants through age 17 -- had a lower rate of employment-based health insurance coverage, 52.6 percent, than the national rate, 59.7 percent. The uninsured rate for children in California, 18.3 percent, was higher than the national rate, 15.0 percent.
  • Children living in families with incomes just above the federal poverty level -- 100 percent to 149 percent of poverty -- were the most likely to be uninsured, 36.0 percent, and children in families with incomes at 400 percent or more of the federal poverty level were least likely to be uninsured, 6.6 percent.
  • California workers had a lower rate of employment-based health insurance coverage, 64.2 percent, than the national rate, 72.2 percent. Also, 50.2 percent of California workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.0 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage: 67.6 percent of California workers in firms with 1,000 or more workers had coverage in their own name, compared with 21.4 percent of workers in firms with fewer than 10 employees.
  • Among California workers, the most likely to have employment-based health insurance in their own name were those in government, 70.8 percent, and in transportation, communications, and utilities, 65.2 percent. Government workers had the lowest uninsured rate in the state, 12.0 percent, followed by workers in the finance, insurance, and real estate industries, 14.9 percent. The highest uninsured rates in the state were among workers in agriculture, 54.3 percent, and personal services, 36.0 percent.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 71.3 percent, than part-time workers, 54.2 percent. They had a lower uninsured rate, 21.3 percent, than part-time workers, 27.1 percent. Among nonworkers, 32.1 percent had employment-based coverage, and 33.8 percent were uninsured.

Alaska

  • The percentage of Alaska's nonelderly population (under age 65) without health insurance coverage in 1997, 19.8 percent, was higher than the national rate, 18.3 percent. Alaska's nonelderly population also had a lower rate of private coverage, 63.9 percent, than the national rate, 70.9 percent.
  • Children living in Alaska -- infants through age 17 -- had a slightly lower rate of employment-based health insurance coverage, 53.5 percent, than the national rate, 59.7 percent. The uninsured rate for children in Alaska, 15.1 percent, was nearly the same as the national rate, 15.0 percent.
  • Children living in families with incomes at 150 percent to 199 percent of the federal poverty level were the most likely to be uninsured, 40.4 percent, and children in families with incomes of 400 percent or more of the federal poverty level were least likely to be uninsured, 5.7 percent.
  • Alaska workers had a lower rate of employment-based health insurance coverage, 63.9 percent, than the national rate, 72.2 percent. Also, 47.1 percent of Alaska workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.0 percent for the nation.
  • Larger firms were more likely than smaller firms to provide coverage: 65.2 percent of Alaska workers in firms with 1,000 or more workers had coverage in their own name, compared with 24.6 percent of those in firms with fewer than 10 employees.
  • Among Alaska workers, the most likely to have employment-based health insurance coverage in their own name were those in agriculture/mining, 75.5 percent, and in government, 75.5 percent. Finance, insurance, and real estate workers had the lowest uninsured rate in the state, 3.0 percent, followed by workers in government, 12.0 percent. Workers in wholesale/retail trade, at 29.0 percent, and in manufacturing, at 26.3 percent, had the highest uninsured rates in the state.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 72.0 percent, than part-time workers, 62.3 percent. They had a lower uninsured rate, 16.9 percent, than part-time workers, 19.7 percent. Among nonworkers, 40.6 percent had employment-based coverage, and 24.9 percent were uninsured.

Hawaii

  • The percentage of Hawaii's nonelderly population (under age 65) without health insurance coverage in 1997, 8.9 percent, was lower than the national rate, 18.3 percent. Hawaii had the lowest uninsured rate of any state. Hawaii's nonelderly population also had a higher rate of private coverage, 74.1 percent, than the national rate, 70.9 percent.
  • Children living in Hawaii -- infants through age 17 -- had a lower rate of employment-based health insurance coverage, 57.5 percent, than the national rate, 59.7 percent. The uninsured rate for children in Hawaii, 5.1 percent, was below the national rate, 15.0 percent. Hawaii had the second-lowest uninsured rate for children. Wisconsin had a lower rate.
  • Children living in families with incomes at 150 percent to 199 percent of the federal poverty level were the most likely to be uninsured, 15.4 percent, and children in families with incomes at 100 percent to 149 percent of the federal poverty level were least likely to be uninsured, less than 1 percent.
  • Hawaii workers had a higher rate of employment-based health insurance coverage, 79.0 percent, than the national rate, 72.2 percent. Also, 64.0 percent of Hawaii workers had employment-based health insurance coverage in their own name (meaning they were the primary beneficiaries), compared with 55.0 percent for the nation. Workers in Hawaii had the second-highest rate of employment-based health insurance coverage in their own name. Workers in the District of Columbia had a higher rate.
  • Larger firms were more likely than smaller firms to provide coverage: 72.5 percent of Hawaii workers in firms with 1,000 or more workers had coverage in their own name, compared with 41.7 percent of workers in firms with fewer than 10 employees.
  • Hawaii workers most likely to have employment-based health insurance coverage in their own name were those in transportation, communications, and utilities, 86.9 percent, and in manufacturing, 83.4 percent. Government workers had the lowest uninsured rate in the state, 1.2 percent, followed by transportation, communications, and utilities workers at 2.6 percent. Workers in agriculture/mining, 34.2 percent, and self-employed workers, 19.2 percent, had the highest uninsured rates in the state.
  • Among individuals ages 18-64, full-time workers had a higher rate of employment-based coverage, 88.2 percent, than part-time workers, 68.8 percent. They had a lower uninsured rate, 7.0 percent, than part-time workers, 10.2 percent. Among nonworkers, 34.7 percent had employment-based coverage, and 19.0 percent were uninsured.

For more information, contact Ken McDonnell, (202) 775-6342, or visit EBRI Online at www.ebri.org.

Source: Employee Benefit Research Institute tabulations of data from the March 1998 Current Population Survey.

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